Time Card Calculator
One table for the whole week: your hours, your overtime, and the gross pay your stub should show.
The 40-hour line is where your pay changes
For most hourly workers in the US, the workweek has a hinge at 40 hours. Every hour up to it pays your normal rate; every hour past it pays time and a half. That is why two people with the same total pay can have very different weeks — and why a time card that only shows a single total can hide mistakes. This calculator keeps regular and overtime hours apart, the same way your pay stub should.
When the week is done, take the gross pay figure to the paycheck calculator to see what survives tax, or check a single shift with the hours calculator.
Time card questions, answered
How does a time card calculator work?
For each day, it subtracts your clock-in from your clock-out, takes off unpaid breaks, and adds the days together. Hours beyond 40 in the week are separated as overtime and paid at 1.5 times your rate, following the federal Fair Labor Standards Act rule for most hourly jobs.
Is overtime calculated per day or per week?
Under federal law, per week: overtime is any time past 40 hours in a single workweek, no matter how the days are arranged. A few states, like California, also have daily overtime past 8 hours in a day — if that applies to you, your real overtime may be higher than the weekly figure shown here.
Do I get paid for my lunch break?
A genuine meal break of 30 minutes or more, where you are fully relieved of duty, is normally unpaid and is subtracted here. Short rest breaks of 5 to 20 minutes are paid under federal rules and should stay in your hours.
What if I work six or seven days in a row?
The hours still just add up — there is no federal rule that the sixth or seventh day itself pays extra. What matters is the 40-hour weekly line. Some state laws and union contracts do add seventh-day premiums; check your state if your total looks low.
How do I check this against my pay stub?
Compare the total hours and the regular/overtime split first, then the gross pay. If your stub shows fewer hours, the usual causes are break deductions you did not record, time rounding (employers may round to the nearest 15 minutes if it evens out), or a workweek that starts on a different day than Monday.