Texas Paycheck Calculator
No state income tax — free, with 2026 federal and state rates.
A Texas paycheck is one of the simplest in America: with no state income tax, the only things between you and your gross pay are federal income tax, Social Security and Medicare. This Texas paycheck calculator shows exactly where each dollar goes for 2026, whether you are paid weekly in Austin or biweekly in Houston.
Your take-home pay
Fill in your pay on the left, press Calculate, and your take-home pay will show here — every deduction on its own line.
How your Texas paycheck is taxed in 2026
Texas has no state income tax and no city income tax anywhere in the state. Your paycheck only loses federal income tax, Social Security and Medicare — which is why the same salary goes noticeably further in Houston or Dallas than in Los Angeles or New York.
Three more deductions apply in every state. Federal income tax uses the 2026 brackets (10% to 37%) after the federal standard deduction — $16,100 if you file single, $32,200 if married filing jointly. Social Security takes 6.2% of your wages up to $184,500. Medicare takes 1.45% of all wages, plus an extra 0.9% on wages above $200,000.
Texas paycheck examples
Single filer, paid biweekly, no pre-tax deductions — the full picture at four common salaries.
| Salary | Federal tax | TX tax | Social Security + Medicare | Take-home / year | Per biweekly check |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $0 | $3,060 | $34,320 | $1,320.00 |
| $60,000 | $5,020 | $0 | $4,590 | $50,390 | $1,938.08 |
| $75,000 | $7,670 | $0 | $5,738 | $61,593 | $2,368.94 |
| $100,000 | $13,170 | $0 | $7,650 | $79,180 | $3,045.38 |
Your own result will differ with filing status, pay schedule and deductions — run the calculator above for your numbers.
Texas tax rates and brackets — 2026
No state income tax. Rates apply only to the income inside each bracket, never to your whole salary at once.
Texas charges no state income tax on wages, so there is no bracket table to show. The only income tax on a Texas paycheck is federal.
Texas paycheck questions
Does Texas really take no state tax from my paycheck?
Correct. Texas has no state income tax and no city income tax, so your employer withholds only federal income tax and FICA (Social Security and Medicare). If you moved to Texas from a taxed state, the same salary will show a visibly bigger take-home pay here.
How much tax is taken from a $60,000 paycheck in Texas?
For a single filer in 2026, about $5,020 goes to federal income tax, $3,720 to Social Security and $870 to Medicare, leaving take-home pay of roughly $50,390 a year — about $1,938 per biweekly paycheck. Try the calculator above with your own salary and pay schedule.
If Texas has no income tax, why is my paycheck smaller than my salary divided by 26?
Because federal taxes still apply. Federal income tax is progressive (10% to 37% for 2026), Social Security takes 6.2% up to $184,500 of wages, and Medicare takes 1.45% on everything. Benefits like health insurance and 401(k) contributions reduce it further.
Do I need to file a Texas state tax return?
There is no Texas individual income tax return to file. You still file a federal return with the IRS each year, and if you earn money in another state that does tax income, that state may still want a return from you.
Paycheck calculators for other states
Moved, moving, or just comparing? Run the same salary through another state.
Or go back to the main paycheck calculator and pick any of these states there.